CMI Mortgage Investments

Teresa Johnston

Vice President, Investor Relations

Teresa has more than 30 years of experience in the financial industry.

She has worked with some of Canada’s largest banks, including ING Direct where she helped launch the mortgage brokering division. She was one of the first women to start her own mortgage brokerage in the early 1990s. At CMI, Teresa has facilitated over $200 million in private mortgage placements nationwide and is a significant contributor to our rapid growth and success. In 2019, Teresa was named one of Canadian Mortgage Professional’s Top 10 Women of Influence.

Chris Baker

Vice President, Investment Sales

Chris is a multi-faceted professional with over 20 years of experience in the financial services industry, specializing in insurance, investments, and mortgages.

Prior to joining CMI, Chris founded a successful startup in the mortgage education and marketing space, which grew to be recognized as the industry’s premiere learning and development streaming service. He has also held leadership roles at Street Capital Bank of Canada and Freedom 55 Financial, where he spearheaded sales, marketing, and recruitment efforts. Chris is known for his collaborative approach to building sales teams and his commitment to excellence in all endeavors. He is educated in radio and television broadcasting and is a certified professional speaker, having spoken at mortgage and insurance industry events across North America. Outside of work, he enjoys coaching competitive baseball, and holds certifications as a coach developer with Baseball Canada and Baseball Ontario.

John Klein Horsman

Investment Manager and Team Lead

John specializes in sophisticated investment strategies and products that produce high yield returns for investors.

He has extensive experience with a wide array of alternative investments, including private mortgages, syndicate mortgages, private REITs, limited partnerships and investment trusts. Before joining CMI, he founded and managed an international consulting firm that helped companies implement Quality Management Systems and Process Improvement using the ISO 9000 international standard. He leveraged this expertise to successfully lead, manage and grow several companies before focusing on private investing.

Natalie Krawec

Investment Account Manager

With more than 17 years in the financial industry, Natalie is a true trailblazer and a key contributor to CMI’s growth.

With experience working in fast-paced environments, she thrives in a role that allows her to challenge herself while providing straightforward, honest service that makes a difference. Natalie is passionate about building and maintaining strong relationships and brings a wealth of knowledge to every interaction.

David Beer-Colacino

Investment Manager

David brings a strong sales background to his financial services industry experience. He has five years’ personal experience as a private lender and brings this firsthand perspective and expertise to his role as Investment Account Manager.

David’s past roles span both the lending and investment space, including Brokerage Administrative Assistant and Mortgage Administrator. Most recently, he was a Portfolio Administrator helping to manage investments for professional hockey players and their families. David has completed the Mortgage Agent licensing course, as well as the Canadian Securities Course (CSC) and Conduct and Practices Handbook (CPH). He holds a Bachelor of Sport Management (BSM).

Jeff Silverman

Investment Account Manager

Jeff takes a results-driven approach to working with high-net-worth individuals to help them invest in mortgages.

He prides himself on building strong relationships with his clients, understanding their needs and finding the right solutions at the right time. Jeff provides personalized service that is rooted in respect and the kind of job satisfaction that comes from genuinely helping others.

Frank Wang

Investment Manager

Frank has more than ten years of financial industry experience, with most of his career spent in the private mortgage and investment space. He has specific expertise in the Toronto and Vancouver mortgage markets.

Frank provides advisory services and access to residential mortgage investments for financial institutions, family offices, charities, and high-net-worth individuals. He prides himself on his client-centric approach and accomplished track record of forging strong relationships. Frank is known for building customized mortgage investment strategies based on each client’s unique financial goals and risk tolerance.  He holds a bachelor’s degree in commerce and is fluent in English and Mandarin.

David Martins

Investment Manager

David has a comprehensive understanding of Canada’s mortgage landscape honed over two decades of experience in the lending industry.

Throughout his career as a mortgage administrator, David has demonstrated a keen ability to navigate complex challenges and develop effective solutions to mitigate potential risk factors. His deep expertise in risk analysis and default management has earned him a reputation as an insightful and resourceful mortgage professional. He leverages his extensive experience to curate and expertly manage compelling private mortgage investment opportunities for sophisticated investors. David is an accredited mortgage broker with the Financial Services Regulatory Authority of Ontario (FSRA).

Dave Krishnamurthy

Investment Manager

Dave has more than 20 years of financial industry experience, with most of his career spent in the investment and mortgage space. He has specific expertise in the Vancouver and Toronto mortgage markets.

Leveraging his extensive experience working with banks, investment firms, and real estate companies, Dave provides advisory services and facilitates residential mortgage investments for financial institutions, family offices, charities, and high-net-worth individuals. He prides himself on delivering compelling and customized investment opportunities to help sophisticated investors generate higher returns and reduce volatility in their portfolios. Dave is a Chartered Investment Manager (C.I.M) as well as a licensed mortgage broker. He holds a B.A from the University of Windsor.

Dean Brown

Investment Manager

With over 25 years of experience in financial services, Dean brings a wealth of expertise in investment analysis, risk management, and strategic financial planning.

Dean’s extensive knowledge spans the mortgage spectrum, from traditional to private lending. He is passionate about leveraging his expertise to provide compelling, curated mortgage investment opportunities to high-net-worth investors. With a proven track record of delivering results and fostering enduring relationships based on trust and integrity, Dean remains steadfast in his commitment to guiding clients toward financial success within the ever-evolving mortgage landscape.

Raminder Gill

Investment Relationship Manager

With 15 years of banking experience, Rami is an accomplished financial professional with a track record of success in advisory and management roles. His diverse background includes positions such as Branch Manager, Financial Advisor, and Mortgage Underwriter, providing him with a comprehensive understanding of the financial landscape.

In his previous role as a mortgage broker and underwriter, Rami worked closely with a wide range of lenders, including banks, non-bank lenders, and private lenders. This experience has equipped him with extensive knowledge of both traditional and alternative financing options. Based in Calgary in his current role, Rami is focused on leveraging this knowledge to build new mortgage investor relationships in Alberta and British Columbia.

Rami is licensed mortgage broker with both the Real Estate Council of Alberta (RECA) and the Alberta Mortgage Brokers Association (AMBA). He has also completed Financial Planning level 1 (FP1) and Investment Funds in Canada (IFC) courses through the Canadian Securities Institute (CSI).