CMI Mortgage Investments
Integrity. Excellence. Results.
CMI is one of the fastest-growing non-bank financial services providers in Canada and is dedicated to helping investors achieve competitive returns for their investment portfolio. We offer a wide variety of high yield mortgage investment options specifically geared to the needs of high net-worth investors. Since inception, we‘ve placed over $1 billion in mortgages with a default rate of less than 1% for our entire mortgage portfolio, so you can rest assured that we have the experience and expertise needed to create high quality mortgage investment products.
Founded by CEO Brian Jaskolka in 2005 as a traditional mortgage brokerage, CMI Financial Group has grown steadily over the last 15 years, attracting investors and borrowers alike due to their exceptional customer service, rigorous investment and mortgage management process and commitment to excellence.
After the 2008 financial crisis, there was a growing need in the market for private lending solutions. CMI responded by evolving into a private lender and establishing our first investment division in 2011, which is now known as CMI Mortgage Investments.
We offer investors a curated selection of mortgage investment products that are personalized to each investor’s unique investment objectives and risk tolerance. Our innovative approach to the investment selection process, rigorous due diligence process, exceptional service and industry expertise allows us to help investors like you find high-quality mortgage investments that capitalize on Canada’s traditionally strong real estate market.
The CMI Difference
CMI Mortgage Investments offers investors fully personalized and customized mortgage investment solutions using our unique mortgage matching process. Instead of presenting you with a long list of mortgage investments or utilizing a bidding process, our expert team of Investment Managers will send you a curated selection of customized mortgage investment options that match your specific risk tolerance and investment objectives.
A high-touch investment experience
Our portfolio management team actively manages each and every mortgage asset for our investors, with the prime objective of maximizing yields while minimizing risk. Our team of industry-leading underwriters, investment managers, fulfilment staff and lawyers work collectively to deliver a seamless experience to our investors.
Stability and flexibility
Alternative assets like mortgage investments aren’t correlated with publicly-traded markets, and thus provide a diversification solution from their inherent volatility. Our investments, all of which are backed by collateralized real estate, help you diversify your portfolio and deliver more predictable returns. Our mortgages are carefully assessed to balance the benefits of higher yields with prudent risk mitigation.
A rigorous due diligence process
Our rigorous approach to qualifying mortgage investments is led by our experienced underwriters, who focus on selecting only those mortgages that meet our rigorous quality and risk mitigation standards. This includes selecting mortgage investments from historically stable residential markets and ensuring all borrowers undergo a thorough vetting process. This helps our investors maximize their yield potential while also carefully managing their risk exposure. You can count on us to thoroughly analyze each market and its underlying fundamentals before we present any investment opportunity to you.
Transparency and trust
We ensure transparency by providing you with detailed information on the borrower and the financial terms of your mortgage investment, as well as its performance over time. Our in-depth market research will give you key insights into where your investment stands in the current lending environment.
Additional Investment Options at CMI
CMI MIC Funds
The CMI MIC Funds are a suite of diversified, professionally-managed investment portfolios comprised of high-quality residential mortgages. Each MIC fund is geared to specific risk profiles and investment objectives.
Each of our three distinct MIC funds are targeted to specific loan-to-value (LTV) ratios and annual yields.
CMI MIC Prime Mortgage Fund
Our CMI MIC Prime Mortgage Fund targets a more conservative investor profile.
CMI MIC Balanced Mortgage Fund
CMI MIC Balanced Mortgage Fund is suitable for investors with a moderate risk profile.
CMI MIC High Yield Opportunity Fund
The CMI MIC High Yield Opportunity Fund is best suited for investors who have a more aggressive profile.
Senior Vice President, Investments
Bill is an accomplished financial services executive with over 35 years’ experience including investment advisor and senior leadership mandates within the industry.
He is well-respected for his strategic insights and his extensive knowledge in financial services. His strong business acumen, coupled with his exceptional relationship-building and mentorship skills enable him to provide strategic leadership and executional guidance to all facets of an organization. Bill thrives at helping organizations build their businesses to reach and achieve new milestones.View my profile on LinkedIn
Vice President, Investor Relations
Teresa has more than 30 years of experience in the financial industry.
She has worked with some of Canada’s largest banks, including ING Direct where she helped launch the mortgage brokering division. She was one of the first women to start her own mortgage brokerage in the early 1990s. At CMI, Teresa has facilitated over $200 million in private mortgage placements nationwide and is a significant contributor to our rapid growth and success. In 2019, Teresa was named one of Canadian Mortgage Professional’s Top 10 Women of Influence.View my profile on LinkedIn
John Klein Horsman
Investment Account Manager and Team Lead
John specializes in sophisticated investment strategies and products that produce high yield returns for investors.
He has extensive experience with a wide array of alternative investments, including private mortgages, syndicate mortgages, private REITs, limited partnerships and investment trusts. Before joining CMI, he founded and managed an international consulting firm that helped companies implement Quality Management Systems and Process Improvement using the ISO 9000 international standard. He leveraged this expertise to successfully lead, manage and grow several companies before focusing on private investing.View my profile on LinkedIn
Investment Account Manager
With more than 30 years of experience, Alton is a financial industry veteran.
He’s held roles ranging from front-line advice delivery and financial sales to senior leadership, including heading operations for firms in Canada and the Caribbean. A strong believer in continuing education, he’s currently completing his MBA.View my profile on LinkedIn
Investment Account Manager
With more than 17 years in the financial industry, Natalie is a true trailblazer and a key contributor to CMI’s growth.
With experience working in fast-paced environments, she thrives in a role that allows her to challenge herself while providing straightforward, honest service that makes a difference. Natalie is passionate about building and maintaining strong relationships and brings a wealth of knowledge to every interaction.View my profile on LinkedIn
David brings a strong sales background to his financial services industry experience. He has five years’ personal experience as a private lender and brings this firsthand perspective and expertise to his role as Investment Account Manager.
David’s past roles span both the lending and investment space, including Brokerage Administrative Assistant and Mortgage Administrator. Most recently, he was a Portfolio Administrator helping to manage investments for professional hockey players and their families. David has completed the Mortgage Agent licensing course, as well as the Canadian Securities Course (CSC) and Conduct and Practices Handbook (CPH). He holds a Bachelor of Sport Management (BSM).View my profile on LinkedIn
Steven is an accomplished financial professional with more than 25 years’ experience in capital markets. His expertise includes asset management, mutual funds, securities trading, hedge funds, residual income stream valuation, and derivative instruments.
Steven’s career includes roles as a Business Development Consultant, Research Analyst, Portfolio Manager, and Trader on both the sell side and buy side. Most recently, he helped Universal Payments execute a successful growth strategy by identifying and securing merchant acquisition opportunities. He has completed the Canadian Securities Course (CSC), Options and Futures Course as well as the Chartered Financial Analyst (CFA) course. Steven holds a Bachelor of Applied Science (B.A.Sc.) with a focus on Engineering Science.View my profile on LinkedIn
Contact us for more information or to book an appointment with one of our Investment Professionals.