Ontario Investors
With more than $1.5 Billion in successful mortgage placements, CMI Mortgage Investments is one of Canada’s fastest-growing non-bank financial services providers. Our industry-leading whole mortgage investment program provides direct exposure to Ontario’s residential mortgage market.
$1.5 Billion+
Mortgage Investments
6-16%
Annual Return
>0.25%
Loss Ratio
Mortgage Investing
in Ontario
A great advantage of private mortgages is the virtually endless variety, which makes it relatively simple to find opportunities that fit your needs.
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Regional Highlights
Ontario continues to offer mortgage investors a source of growth. The Greater Toronto Area, the National Capital Region, is one of Canada’s most desirable housing markets due to its strong local economy, steady population growth and highly valued neighbourhoods. As the centre for the financial, tech and many industries, Toronto’s housing market provides a haven during periods of economic or financial uncertainty. Optimism surrounding Toronto real estate continues to grow as more buyers gravitate to the region for abundant career opportunities, a strong schooling and University network and vibrant multicultural communities.
Investing in Alberta’s mortgage market offers many opportunities for investors looking to generate steady returns in some of Canada’s most desirable cities. Calgary and Edmonton rank among the world’s most livable cities and are home to diverse local economies, strong population growth and a lower cost of living relative to other major metropolitan regions. A return to economic strength in the coming years is expected to boost Alberta’s housing market, including demand for private mortgages.
British Columbia offers mortgage investors a tremendous growth opportunity. The Greater Vancouver Area continues to be one of Canada’s most desirable housing markets due to its strong local economy, rapid population growth and highly valued neighbourhoods. The provincial capital of Victoria offers many of the same benefits, with homebuyers flocking the region for its amenities and lifestyle options.
Factors fuelling Canada’s booming real estate market have been a catalyst for remarkable growth in Quebec’s housing market, giving rise to attractive opportunities for mortgage investors. Across the province, demand for residential properties has been steadily rising. Quebec set an all-time sales record in Q1 of 2021, with the sharp increase in transactions attributed mainly to the sale of plexes and condominiums across the province.
Refinance activity is further driving the home finance market as individuals direct money planned for vacation or leisure to purchase new properties or upgrade their existing homes.
Is a mortgage investment program right for you?
Investing in mortgages is a proven way to hedge against traditional market cycles while adding appreciable returns and asset diversification to your portfolio. These investments are backed by the real estate itself along with the mortgage collateral security, helping to further reduce the risk of the underlying asset.
The properties we finance are professionally appraised and our borrowers undergo an extensive qualification process. Our mortgages are especially attractive to high-net worth investors who are looking to diversify their investment portfolios away from traditional asset classes with their instability, volatility and continuing low yields on fixed income products.
CMI Mortgage Investments Program requires a larger cash outlay simply because you’re funding the entire mortgage transaction for a given borrower. As a result, this type of investment is best suited to higher net-worth investors who have a larger amount of liquid financial assets, anywhere from $500,000 – $1,000,000 and who meet the qualifications of Accredited Investor status.
Get started today
Our knowledgeable Investment Managers would be happy to answer any questions you have to help you get started with mortgage investing. Set up your custom investment profile today – and start receiving investment opportunities that can deliver attractive, predictable returns and monthly cash flow.
Contact Us
Contact us for more information or to book an appointment with one of our Investment Professionals.